Directors Mortgage wants to provide a financially stable home life for all of our customers. To fulfill this mission, we have partnered with the Rainy Day Foundation to provide our homeowners with financial protection should they experience unforeseen financial difficulty in the first two years of homeownership.

When you purchase a home with financing through Directors Mortgage, we will provide you with the following MAP program services:

• Communication and Education - You will receive monthly communication from the Rainy Day Foundation which provides you with financial tips and resources focused on helping homeowners save money and plan for future events. They are also the organization to contact should you experience unforeseen difficulty.
• Rainy Day Program – This service may provide homeowners with assistance for various types of unforeseen financial difficulty and provides a safety net for homeowners should they experience a short-term financial challenge. The assistance they provide may be financial, educational, or both. Examples of items that may be covered are unexpected medical expenses, unusually high car repair bills, catastrophic events, or other major
  financial events.
• Mortgage Protection Program - (Job Loss Insurance*) - Covers up to 6 months, up to $1,800 per month (PITI) should our homeowners become involuntarily unemployed during the first 24 months of homeownership.

In essence, the HELP program offers educational and financial programs to properly assist homeowners through ifficult times so they can create and maintain long-term financial stability and responsible homeownership.

Eligible for FHA Purchase and USDA Purchase transactions.